Compare across all Mortgage Insurance providers in real time. Increase conversions with MI Best-Ex by up to 5%. Save homebuyers $45 on monthly MI & $4,000 on Single MI premium. All 6 MI products available (Monthly, Single, Single Non-Refundable, Single-Refundable, Split MI).
From a bank that quotes MI
“We all love the product and have already saved deals because of it.”
NBKC Bank
Quote. Compare. Allocate. Order.
Across every MI company, from one connection.
Best execution
MI Best Execution
Automatically compare MI premiums across all providers on every loan. Surface the best price in real time, giving borrowers a better deal and loan officers a competitive edge.
Allocation
Risk Allocation
Manage the percentage of business going to each MI company using pricing tolerances. Honor MI commitments without ever sacrificing competitive pricing on a loan.
One API
Seamless Integration
Quote, compare, risk allocate, order & activate across all MI companies through a single API connection.
Why PMIPricer?
Quote, compare, allocate, and order.
Best price on every loan, automatically
Risk-based pricing premiums vary significantly across providers on the same loan. PMIPricer compares them all instantly.
Full control over MI company relationships
Decide how much business goes to each MI company. Adjust allocations as relationships and pricing evolve.
Risk allocate without losing deals
Set pricing tolerances per MI company so you hit volume commitments while keeping every loan competitively priced.
No more point-to-point integrations
One connection replaces separate integrations to each MI company.
Real-time quoting across all providers
Quote MI from every company simultaneously with sub-second response times. No toggling between portals.
Order MI directly through a single API integration
Quote, compare, allocate, and order MI in a single workflow. Reduce manual steps and streamline your pipeline.
Built for lenders and credit unions
Designed for institutions that want better MI pricing, operational efficiency, and full transparency across all MI providers.
One API. Every MI Company. Quote, Risk Allocate & Order
Existing with Mortgage Cadence, Wilqo, LodaSoft, LoanCrate, and more. Standalone web platform, no integration needed. Instantly shows monthly, single, split, and lender-paid MI options.
Who this is for
Banks, credit unions, and TPO shops that quote conventional and portfolio loans over 80 LTV.
Deal type
Banks and Credit Unions
Specialty and portfolio programs, with MI on the loans that take it.
Deal type
TPO Lenders
Wholesale and correspondent files that still need a carrier quote on the conventional loans in the mix.
Deal type
Over 80 LTV
Any loans that require mortgage insurance.
The Solution
Price, underwrite, quote, value portfolios and compare MI using the same configurable LoanPASS rules engine, whether you use LoanPASS directly or integrate through our API.
Price instantly with sub-second responses. Reduce cost with no-code configuration, simple integrations and transparent pricing.
Explore PricingEngine
Give brokers and borrowers instant approvals and trusted rates using your live LoanPASS rules, on your website or broker portal.
Explore QuickPricer
Price an entire portfolio in one pass. Value thousands of loans against your own live pricing and eligibility rules, with FICO 10T ready for the score transition.
Explore BulkPricer
Get instant quotes from all six MI providers across all five standard products. Sort by best execution or by your own risk allocation strategy.
Explore PMIPricer
What lenders ask first.
What is PMIPricer?
PMIPricer is the mortgage insurance quoting product from LoanPASS. It was previously called PMI Rate Pro. It quotes every MI company on a loan at the same time, compares the premiums side by side, and lets you allocate and order MI from the same place. Quote. Compare. Allocate. Order.
Is PMI Rate Pro still available?
Yes, under a new name. It’s the same product with the same integrations. Existing customers don’t need to change anything.
How many MI companies does it compare?
All six, in one request, with responses in under a second.
Which MI products can it quote?
Monthly, single (refundable and non-refundable), split, and lender-paid. They all come back in the same quote.
Why does comparing every MI company matter?
Risk-based MI premiums can vary a lot from one company to the next on the same loan. If you quote from whichever portal someone remembered to open, you leave money on the table. MI best execution has saved homebuyers about $45 a month on monthly MI and up to $4,000 on single-premium MI, and it has lifted conversions by up to 5%.
Why does the MI premium matter so much in a quote?
After the rate, the MI premium moves the payment more than anything else. If it’s quoted late, the borrower hears one payment and then gets a different one. PMIPricer puts the premium in the same answer as the rate.
Can we control how much business goes to each MI company?
Yes. You set a target share for each company and adjust it as relationships and pricing change.
How do we meet volume commitments without losing deals?
You set a pricing tolerance for each MI company. PMIPricer can then route a loan to a committed company when its premium is within that tolerance, so you meet your commitments and every loan stays competitively priced.
Do we still need MI company portals?
No. You don’t re-key the loan into each portal and you don’t switch between screens. One request covers every company.
Can we order MI through PMIPricer?
Yes. Quote, compare, allocate, and order in one workflow through one API connection. You don’t need a separate integration for each MI company.
Do we need an integration to get started?
No. The standalone web platform shows monthly, single, split, and lender-paid options right away. When you’re ready, the API connects to your LOS and pricing stack.
Which systems does it already work with?
Mortgage Cadence, Wilqo, LodaSoft, LoanCrate, and more.
What does PMIPricer need to quote?
The loan facts already on the file: LTV, FICO, product, and occupancy. Nothing gets typed twice.
Who is PMIPricer for?
Banks, credit unions, and TPO lenders that quote conventional and portfolio loans above 80% LTV.
Does it apply to business-purpose loans?
No. Business-purpose and DSCR loans don’t carry PMI, so PMIPricer isn’t part of that setup.
Does it replace our pricing engine or AUS?
No. AUS decides the file, PricingEngine prices the products the file qualifies for, and PMIPricer quotes the MI. It doesn’t affect the underwriting decision.
Is it secure?
Yes. LoanPASS is SOC 2 certified.
Bring a loan that needs MI
Bring a real file over 80 LTV. We will run it against every carrier’s rate card on the call and show you the premiums side by side. No portals.
Schedule a Demo