Open the loan in MeridianLink, run AUS and PricingEngine on your rules, and get the findings and the price back on the file.
Re-keying between MeridianLink and pricing is how quotes go stale.
The file lives in MeridianLink. The quote often lives on another screen. Someone types the same facts twice, and the price on the call is not the price on the file.
Swivel chair
Price in one system. Decide in another. The desk copies fields by hand.
Duplicate entry
The same loan facts get typed twice. Brokers and correspondents feel the delay.
A stale quote
The rate sheet moved. The MeridianLink file did not.
Run the engines from the LOS you already use.
AUS from MeridianLink
Your underwriting rules run through the integration and return conditions on the file.
PricingEngine from MeridianLink
Price the scenario from MeridianLink. Eligibility is the pricing decision, including which rates qualify. It is not an AUS finding.
Findings and price on the file
The decision and the quote come back inside MeridianLink. No second window for the answer.
Open the file. Request the engines. Stay in MeridianLink.
Open the loan in MeridianLink
The API puts LoanPASS on the file you already have open, including the TPO Portal.
Request a price or a decision
AUS underwrites non-agency, portfolio, and specialty loans. PricingEngine prices with its own eligibility. They are separate decisions.
Read the answer on the file
Findings and price land in MeridianLink. Lock-desk rules can stop an ineligible lock.
Decision, price, and MI stay separate.
AUS underwrites non-agency, portfolio, and specialty loans. PricingEngine prices with its own eligibility, including which rates qualify. PMIPricer quotes mortgage insurance when a loan uses it. They do not land on one file as one decision.
Decision
AUS returns approve, review, or rejected against your credit policy.
Explore AUS
Price
PricingEngine returns rate, points, and adjustments for the products that decision says the file fits.
Explore PricingEngine
What lenders ask first
What is the LoanPASS MeridianLink integration?
It is how lenders run AUS and PricingEngine from a MeridianLink loan file. Pricing, eligibility, and underwriting stay on the file you already use.
Is LoanPASS integrated with MeridianLink Mortgage?
Yes. LoanPASS connects by API to MeridianLink Mortgage (formerly PriceMyLoan) so pricing and decisioning can run inside your LOS.
What can I do from inside MeridianLink?
You can price loans, run eligibility, apply underwriting logic, and return conditions, all from the rules you configured in LoanPASS.
Does it support the MeridianLink TPO Portal?
Yes. Third-party originators can price and decision inside the TPO Portal, so brokers are not re-keying the same file.
Can I apply underwriting rules in real time?
Yes. AUS runs through the integration and returns conditions automatically.
Can lock controls run through MeridianLink?
Yes. You can enforce lock-desk policies and stop an ineligible loan from locking, based on your rules.
Does the integration need custom development?
No. LoanPASS uses open, documented APIs and works with your existing MeridianLink environment.
Can it run Non-QM and business purpose programs?
Yes. The same rules can cover Non-QM, DSCR, business purpose, and conventional, if you configured those programs.
Does LoanPASS replace MeridianLink?
No. MeridianLink keeps the file. AUS returns the decision and PricingEngine returns the price.
See a live file priced in MeridianLink
Bring a MeridianLink file to the demo. We will run a price and a decision on your rules and show both coming back on the loan.
Schedule a Demo