Our Story & Values

Our QCITI core values are the foundation for our interactions with our teams, our clients, and our partners.

Our QCITI core values are the foundation for our interactions with our teams, our clients, and our partners.

Quality

Collaboration

Innovation

Transformation

Integrity

Quality

Collaboration

Innovation

Transformation

Integrity

Quality

Collaboration

Innovation

Transformation

Integrity

Founded in 2019 and based in Miami, Florida, LoanPASS is a mortgage technology company built by industry veterans to give lenders greater control over complex lending decisions. The LoanPASS platform combines product eligibility, pricing, and automated underwriting in a highly configurable decisioning environment designed for today’s increasingly diverse mortgage market.

Founded in 2019 and based in Miami, Florida, LoanPASS is a mortgage technology company built by industry veterans to give lenders greater control over complex lending decisions. The LoanPASS platform combines product eligibility, pricing, and automated underwriting in a highly configurable decisioning environment designed for today’s increasingly diverse mortgage market.

LoanPASS enables lenders to manage eligibility rules, margins, LLPAs, pricing strategies, underwriting logic, exceptions, and approvals through a modern, no-code platform. From Agency and Non-QM to DSCR, construction, bridge, portfolio, home equity, and other specialty lending products, LoanPASS gives lenders the flexibility to build and manage their own lending strategies without being constrained by legacy technology.

LoanPASS enables lenders to manage eligibility rules, margins, LLPAs, pricing strategies, underwriting logic, exceptions, and approvals through a modern, no-code platform. From Agency and Non-QM to DSCR, construction, bridge, portfolio, home equity, and other specialty lending products, LoanPASS gives lenders the flexibility to build and manage their own lending strategies without being constrained by legacy technology.

LoanPASS has experienced significant growth as lenders increasingly look for greater flexibility and control over pricing and underwriting. Over the past two years, the company has:

300%+

Increased revenue by more than 300%

4×

Quadrupled daily active users

50%+

Expanded strategic partnerships by more than 50%

$40B

Supported lenders representing more than $40 billion in annual origination volume

In 2025, LoanPASS expanded its decisioning capabilities with LoanPASS AUS, bringing automated underwriting directly alongside product eligibility and pricing. Purpose-built for Non-Agency and portfolio lending, LoanPASS AUS enables lenders to automate complex underwriting rules and deliver decisions that are predictable, explainable, auditable, and controlled—helping reduce manual underwriting touches, identify exceptions earlier, and accelerate the path from application to decision. That same year, LoanPASS acquired PMI Rate Pro, the industry’s only system-agnostic mortgage insurance quoting platform. The acquisition expanded the LoanPASS ecosystem by giving lenders access to real-time mortgage insurance quotes from national MI providers while supporting greater transparency, efficiency, and control within the mortgage decisioning process.

Today, LoanPASS is evolving beyond the traditional definition of a pricing engine. By bringing pricing, eligibility, underwriting, and mortgage insurance decisioning together within a configurable platform, LoanPASS gives lenders the infrastructure to launch products faster, manage complexity at scale, and maintain control as their lending strategies evolve.

Today, LoanPASS is evolving beyond the traditional definition of a pricing engine. By bringing pricing, eligibility, underwriting, and mortgage insurance decisioning together within a configurable platform, LoanPASS gives lenders the infrastructure to launch products faster, manage complexity at scale, and maintain control as their lending strategies evolve.

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Keep up with industry insights and LoanPASS updates.

Subscribe for updates, insights, and other great content.

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Keep up with industry insights and LoanPASS updates.

Subscribe for updates, insights, and other great content.

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