Instantly Compare Private Mortgage Insurance Quotes

Get instant quotes from every MI provider across all 5 standard products, with one click. Sort by best-ex pricing or in order based on your risk allocation algorithm.

Feature

PMI Rate Pro

Manual MI Quoting

Instant MI quotes from all major providers

Single API for multi-provider access

Automatically ranks by best-ex or risk allocation

Seamless transition from quote to MI order

Transparent, compliant MI cost breakdowns

Launch PMI Rate Pro

Schedule a Demo

Launch PMI Rate Pro

See how the PMI Rate Pro mortgage insurance pricing engine delivers mortgage insurance quoting

Single API, All Major MI Providers

Building and maintaining separate integrations for each MI provider can be a significant undertaking. PMI Rate Pro simplifies this challenge with a single integration providing instant access to risk-based MI rates from all national MI providers. Automatically present the optimal "Best-Ex" quote or use "Risk-Allocation" strategies to distribute business among providers according to your lenders’ risk preferences.

One integration to multiple MI providers

Simplify regulatory compliance

Instant side-by-side rate comparisons

Instant side-by-side rate comparisons

Reduced technology overhead and maintenance

Reduced technology overhead and maintenance

Consistently offer competitive options

Consistently offer competitive options

Real-Time MI Quotes, Automated

PMI Rate Pro’s advanced JSON API delivers instant, live mortgage insurance quotes directly into your existing mortgage technology. No manual data entry or platform switching—just accurate, instant results from all leading MI providers.

Instantly deliver real-time MI Quotes

Instantly deliver real-time MI Quotes

Eliminate manual data entry

Eliminate manual data entry

Enhance accuracy & efficiency

Enhance accuracy & efficiency

"We all love the product and have already saved deals because of it.”

NBKC Bank

Transparency & Compliance Simplified

Directly priced, detailed MI quotes enhance lender transparency and support comprehensive borrower disclosures. Stay compliant and build trust with accurate MI breakdowns delivered automatically.

Detailed, transparent MI cost breakdowns

Detailed, transparent MI cost breakdowns

Align easily with borrower disclosure standards

Align easily with borrower disclosure standards

Simplify regulatory compliance

Simplify regulatory compliance

Move Seamlessly from Quote to Order

With PMI Rate Pro’s API, you can effortlessly transition from quoting MI premiums to placing MI orders directly with the providers. Streamline your end-to-end process and ensure consistency at every step.

Instant transition from quotes to ordering

Instant transition from quotes to ordering

Reduce manual follow-ups and delays

Reduce manual follow-ups and delays

Ensure accuracy throughout the MI ordering process

Ensure accuracy throughout the MI ordering process

"Please and thank you! About time somebody did this!”

Dart Bank

Standalone Web Platform

PMI Rate Pro also offers a standalone web platform allowing lenders to easily obtain quotes without requiring any system integrations. Ideal for quick access or smaller-scale needs.

Instantly shows Monthly, Single, Split & Lender Paid MI options

Instantly shows Monthly, Single, Split & Lender Paid MI options

No integrations required

No integrations required

Our customers love us for many reasons. Here's a few of them.

"After working with LoanPASS for the last year, I have found them to be a true partner to our business. They listen to and understand issues that we find and are always ready to collaborate to create solutions. We have found the system to be configurable in a way that other systems fall short. The software has tools available to implement creative solutions to complex problems specific to our business. No system is perfectly suited for any one customer but the LoanPASS team is always receptive to our findings and will work to make corrections and improvements to suit our products."
Dan Olsen
VP of Mortgage Operations
"When I saw what LoanPASS could do, I thought: this is the answer we’ve been looking for."
Greg Meola
Head of Business Development & Strategy
"LoanPASS is faster, it’s cheaper, and it’s really just a much better tool for decisioning than any other PPE in the industry."
Nelson Haws
Founder & CEO
"LoanPASS allows us to deliver top-tier reverse mortgage products with accuracy and speed."
Kim Smith
SVP Wholesale Lending
"After using LoanPASS to support select products for almost two years, the value was so clear that we didn’t hesitate to expand our engagement and sign a new three-year agreement."
Jeffrey LeMieux
Managing Director of Correspondent Lending
"It has to be said that the people at LoanPASS are as impressive as their technology. I have found them to be responsive and capable. I don’t know if we are their most important client but they consistently make me feel like I am. It has been so refreshing to work with a vendor that is actually delivering the solutions that meet our needs and lives up to the expectations from the demo."
Dan Olsen
VP of Mortgage Operations
"I kicked the tires on every product and pricing engine out there, and the choice was clear: LoanPASS, hands down."
Rob Henger
President of Mortgage Banking
"We can add fields, update pricing, or adjust
product guidelines on the fly—without
waiting on development teams. This kind
of flexibility has been a game-changer."
Derek Marks
EVP of Capital Markets
"Great partner, very customer oriented, and feel genuinely interested in our success. LoanPASS has helped a lot in achieving our long-term goals of improving effeciency and member experience."
John Walters
General Manager of Manufactured Housing Lending
"Working with LoanPass has been an excellent experience. Their pricing engine is best-in-class for construction and fix-and-flip loans, and their team combines deep mortgage expertise with a genuinely collaborative, tech-driven approach"
Darin Judis
EVP Correspondent Lending Division
"After working with LoanPASS for the last year, I have found them to be a true partner to our business. They listen to and understand issues that we find and are always ready to collaborate to create solutions. We have found the system to be configurable in a way that other systems fall short. The software has tools available to implement creative solutions to complex problems specific to our business. No system is perfectly suited for any one customer but the LoanPASS team is always receptive to our findings and will work to make corrections and improvements to suit our products."
Dan Olsen
VP of Mortgage Operations
"When I saw what LoanPASS could do, I thought: this is the answer we’ve been looking for."
Greg Meola
Head of Business Development & Strategy
"LoanPASS is faster, it’s cheaper, and it’s really just a much better tool for decisioning than any other PPE in the industry."
Nelson Haws
Founder & CEO
"LoanPASS allows us to deliver top-tier reverse mortgage products with accuracy and speed."
Kim Smith
SVP Wholesale Lending
"After using LoanPASS to support select products for almost two years, the value was so clear that we didn’t hesitate to expand our engagement and sign a new three-year agreement."
Jeffrey LeMieux
Managing Director of Correspondent Lending
"It has to be said that the people at LoanPASS are as impressive as their technology. I have found them to be responsive and capable. I don’t know if we are their most important client but they consistently make me feel like I am. It has been so refreshing to work with a vendor that is actually delivering the solutions that meet our needs and lives up to the expectations from the demo."
Dan Olsen
VP of Mortgage Operations
"I kicked the tires on every product and pricing engine out there, and the choice was clear: LoanPASS, hands down."
Rob Henger
President of Mortgage Banking
"We can add fields, update pricing, or adjust
product guidelines on the fly—without
waiting on development teams. This kind
of flexibility has been a game-changer."
Derek Marks
EVP of Capital Markets
"Great partner, very customer oriented, and feel genuinely interested in our success. LoanPASS has helped a lot in achieving our long-term goals of improving effeciency and member experience."
John Walters
General Manager of Manufactured Housing Lending
"Working with LoanPass has been an excellent experience. Their pricing engine is best-in-class for construction and fix-and-flip loans, and their team combines deep mortgage expertise with a genuinely collaborative, tech-driven approach"
Darin Judis
EVP Correspondent Lending Division
"After working with LoanPASS for the last year, I have found them to be a true partner to our business. They listen to and understand issues that we find and are always ready to collaborate to create solutions. We have found the system to be configurable in a way that other systems fall short. The software has tools available to implement creative solutions to complex problems specific to our business. No system is perfectly suited for any one customer but the LoanPASS team is always receptive to our findings and will work to make corrections and improvements to suit our products."
Dan Olsen
VP of Mortgage Operations
"When I saw what LoanPASS could do, I thought: this is the answer we’ve been looking for."
Greg Meola
Head of Business Development & Strategy
"LoanPASS is faster, it’s cheaper, and it’s really just a much better tool for decisioning than any other PPE in the industry."
Nelson Haws
Founder & CEO
"LoanPASS allows us to deliver top-tier reverse mortgage products with accuracy and speed."
Kim Smith
SVP Wholesale Lending
"After using LoanPASS to support select products for almost two years, the value was so clear that we didn’t hesitate to expand our engagement and sign a new three-year agreement."
Jeffrey LeMieux
Managing Director of Correspondent Lending
"It has to be said that the people at LoanPASS are as impressive as their technology. I have found them to be responsive and capable. I don’t know if we are their most important client but they consistently make me feel like I am. It has been so refreshing to work with a vendor that is actually delivering the solutions that meet our needs and lives up to the expectations from the demo."
Dan Olsen
VP of Mortgage Operations
"I kicked the tires on every product and pricing engine out there, and the choice was clear: LoanPASS, hands down."
Rob Henger
President of Mortgage Banking
"We can add fields, update pricing, or adjust
product guidelines on the fly—without
waiting on development teams. This kind
of flexibility has been a game-changer."
Derek Marks
EVP of Capital Markets
"Great partner, very customer oriented, and feel genuinely interested in our success. LoanPASS has helped a lot in achieving our long-term goals of improving effeciency and member experience."
John Walters
General Manager of Manufactured Housing Lending
"Working with LoanPass has been an excellent experience. Their pricing engine is best-in-class for construction and fix-and-flip loans, and their team combines deep mortgage expertise with a genuinely collaborative, tech-driven approach"
Darin Judis
EVP Correspondent Lending Division
"After working with LoanPASS for the last year, I have found them to be a true partner to our business. They listen to and understand issues that we find and are always ready to collaborate to create solutions. We have found the system to be configurable in a way that other systems fall short. The software has tools available to implement creative solutions to complex problems specific to our business. No system is perfectly suited for any one customer but the LoanPASS team is always receptive to our findings and will work to make corrections and improvements to suit our products."
Dan Olsen
VP of Mortgage Operations
"When I saw what LoanPASS could do, I thought: this is the answer we’ve been looking for."
Greg Meola
Head of Business Development & Strategy
"LoanPASS is faster, it’s cheaper, and it’s really just a much better tool for decisioning than any other PPE in the industry."
Nelson Haws
Founder & CEO
"LoanPASS allows us to deliver top-tier reverse mortgage products with accuracy and speed."
Kim Smith
SVP Wholesale Lending
"After using LoanPASS to support select products for almost two years, the value was so clear that we didn’t hesitate to expand our engagement and sign a new three-year agreement."
Jeffrey LeMieux
Managing Director of Correspondent Lending
"It has to be said that the people at LoanPASS are as impressive as their technology. I have found them to be responsive and capable. I don’t know if we are their most important client but they consistently make me feel like I am. It has been so refreshing to work with a vendor that is actually delivering the solutions that meet our needs and lives up to the expectations from the demo."
Dan Olsen
VP of Mortgage Operations
"I kicked the tires on every product and pricing engine out there, and the choice was clear: LoanPASS, hands down."
Rob Henger
President of Mortgage Banking
"We can add fields, update pricing, or adjust
product guidelines on the fly—without
waiting on development teams. This kind
of flexibility has been a game-changer."
Derek Marks
EVP of Capital Markets
"Great partner, very customer oriented, and feel genuinely interested in our success. LoanPASS has helped a lot in achieving our long-term goals of improving effeciency and member experience."
John Walters
General Manager of Manufactured Housing Lending
"Working with LoanPass has been an excellent experience. Their pricing engine is best-in-class for construction and fix-and-flip loans, and their team combines deep mortgage expertise with a genuinely collaborative, tech-driven approach"
Darin Judis
EVP Correspondent Lending Division

Frequently Asked Questions

What is PMI Rate Pro?

PMI Rate Pro is a mortgage insurance pricing engine that instantly compares quotes from all national private mortgage insurance (PMI) providers. It helps lenders save homebuyers thousands and close loans faster by eliminating manual quote gathering.

What is PMI Rate Pro?

How does PMI Rate Pro save me time?

Instead of manually collecting quotes from each PMI provider, our platform pulls all quotes in real time with one click. This simplifies workflows and ensures you always present the most affordable PMI option to your borrower.

How does PMI Rate Pro save me time?

Which PMI providers are supported?

PMI Rate Pro is integrated with all national private mortgage insurance companies. You get full coverage in a single tool.

Which PMI providers are supported?

PMI Rate Pro is integrated with all national private mortgage insurance companies. You get full coverage in a single tool.

Does it work with my existing mortgage tech stack?

We have a single API that is easy to integrate into. Whether you are looking to integrate the API to your system or want it inside your LOS, we have the API available.

Does it work with my existing mortgage tech stack?

We have a single API that is easy to integrate into. Whether you are looking to integrate the API to your system or want it inside your LOS, we have the API available.

Is PMI Rate Pro only for certain types of lenders?

Our pricing engine supports lenders & mortgage technology providers of all sizes. We offer flexible pricing and integration models tailored to your business.

Is PMI Rate Pro only for certain types of lenders?

Our pricing engine supports lenders & mortgage technology providers of all sizes. We offer flexible pricing and integration models tailored to your business.

What is Risk Allocation and how does it help me?

Risk Allocation feature helps you or your lenders manage counterparty exposure.

What is Risk Allocation and how does it help me?

Risk Allocation feature helps you or your lenders manage counterparty exposure.

Start Comparing Mortgage Insurance Quotes Instantly

Access real-time pricing from all major providers with one click—ranked by best-ex or risk allocation.

Schedule a Demo

Our customers love us for many reasons. Here's a few of them.

"After working with LoanPASS for the last year, I have found them to be a true partner to our business. They listen to and understand issues that we find and are always ready to collaborate to create solutions. We have found the system to be configurable in a way that other systems fall short. The software has tools available to implement creative solutions to complex problems specific to our business. No system is perfectly suited for any one customer but the LoanPASS team is always receptive to our findings and will work to make corrections and improvements to suit our products."
Dan Olson
Verus Mortgage Capital
VP of Mortgage Operations
"When I saw what LoanPASS could do, I thought: this is the answer we’ve been looking for."
Greg Meola
Acra Lending
Head of Business Development & Strategy
"I kicked the tires on every product and pricing engine out there, and the choice was clear: LoanPASS, hands down."
Rob Henger
Local Bank Mortgage
President of Mortgage Banking
"After using LoanPASS to support select products for almost two years, the value was so clear that we didn’t hesitate to expand our engagement and sign a new three-year agreement."
Jeffrey LeMieux
Acra Lending
Managing Director of Correspondent Lending
"LoanPASS is faster, it’s cheaper, and it’s really just a much better tool for decisioning than any other PPE in the industry."
Nelson Haws
loanhouse
Founder & CEO
"It has to be said that the people at LoanPASS are as impressive as their technology. I have found them to be responsive and capable. I don’t know if we are their most important client but they consistently make me feel like I am. It has been so refreshing to work with a vendor that is actually delivering the solutions that meet our needs and lives up to the expectations from the demo."
Dan Olson
VP of Mortgage Operations
Verus Mortgage Capital
"Working with LoanPass has been an excellent experience. Their pricing engine is best-in-class for construction and fix-and-flip loans, and their team combines deep mortgage expertise with a genuinely collaborative, tech-driven approach"
Darin Judis
Oaktree Funding Corp
EVP Correspondent Lending Division
"After working with LoanPASS for the last year, I have found them to be a true partner to our business. They listen to and understand issues that we find and are always ready to collaborate to create solutions. We have found the system to be configurable in a way that other systems fall short. The software has tools available to implement creative solutions to complex problems specific to our business. No system is perfectly suited for any one customer but the LoanPASS team is always receptive to our findings and will work to make corrections and improvements to suit our products."
Dan Olson
Verus Mortgage Capital
VP of Mortgage Operations
"When I saw what LoanPASS could do, I thought: this is the answer we’ve been looking for."
Greg Meola
Acra Lending
Head of Business Development & Strategy
"I kicked the tires on every product and pricing engine out there, and the choice was clear: LoanPASS, hands down."
Rob Henger
Local Bank Mortgage
President of Mortgage Banking
"After using LoanPASS to support select products for almost two years, the value was so clear that we didn’t hesitate to expand our engagement and sign a new three-year agreement."
Jeffrey LeMieux
Acra Lending
Managing Director of Correspondent Lending
"LoanPASS is faster, it’s cheaper, and it’s really just a much better tool for decisioning than any other PPE in the industry."
Nelson Haws
loanhouse
Founder & CEO
"It has to be said that the people at LoanPASS are as impressive as their technology. I have found them to be responsive and capable. I don’t know if we are their most important client but they consistently make me feel like I am. It has been so refreshing to work with a vendor that is actually delivering the solutions that meet our needs and lives up to the expectations from the demo."
Dan Olson
VP of Mortgage Operations
Verus Mortgage Capital
"Working with LoanPass has been an excellent experience. Their pricing engine is best-in-class for construction and fix-and-flip loans, and their team combines deep mortgage expertise with a genuinely collaborative, tech-driven approach"
Darin Judis
Oaktree Funding Corp
EVP Correspondent Lending Division
"After working with LoanPASS for the last year, I have found them to be a true partner to our business. They listen to and understand issues that we find and are always ready to collaborate to create solutions. We have found the system to be configurable in a way that other systems fall short. The software has tools available to implement creative solutions to complex problems specific to our business. No system is perfectly suited for any one customer but the LoanPASS team is always receptive to our findings and will work to make corrections and improvements to suit our products."
Dan Olson
Verus Mortgage Capital
VP of Mortgage Operations
"When I saw what LoanPASS could do, I thought: this is the answer we’ve been looking for."
Greg Meola
Acra Lending
Head of Business Development & Strategy
"I kicked the tires on every product and pricing engine out there, and the choice was clear: LoanPASS, hands down."
Rob Henger
Local Bank Mortgage
President of Mortgage Banking
"After using LoanPASS to support select products for almost two years, the value was so clear that we didn’t hesitate to expand our engagement and sign a new three-year agreement."
Jeffrey LeMieux
Acra Lending
Managing Director of Correspondent Lending
"LoanPASS is faster, it’s cheaper, and it’s really just a much better tool for decisioning than any other PPE in the industry."
Nelson Haws
loanhouse
Founder & CEO
"It has to be said that the people at LoanPASS are as impressive as their technology. I have found them to be responsive and capable. I don’t know if we are their most important client but they consistently make me feel like I am. It has been so refreshing to work with a vendor that is actually delivering the solutions that meet our needs and lives up to the expectations from the demo."
Dan Olson
VP of Mortgage Operations
Verus Mortgage Capital
"Working with LoanPass has been an excellent experience. Their pricing engine is best-in-class for construction and fix-and-flip loans, and their team combines deep mortgage expertise with a genuinely collaborative, tech-driven approach"
Darin Judis
Oaktree Funding Corp
EVP Correspondent Lending Division
"After working with LoanPASS for the last year, I have found them to be a true partner to our business. They listen to and understand issues that we find and are always ready to collaborate to create solutions. We have found the system to be configurable in a way that other systems fall short. The software has tools available to implement creative solutions to complex problems specific to our business. No system is perfectly suited for any one customer but the LoanPASS team is always receptive to our findings and will work to make corrections and improvements to suit our products."
Dan Olson
Verus Mortgage Capital
VP of Mortgage Operations
"When I saw what LoanPASS could do, I thought: this is the answer we’ve been looking for."
Greg Meola
Acra Lending
Head of Business Development & Strategy
"I kicked the tires on every product and pricing engine out there, and the choice was clear: LoanPASS, hands down."
Rob Henger
Local Bank Mortgage
President of Mortgage Banking
"After using LoanPASS to support select products for almost two years, the value was so clear that we didn’t hesitate to expand our engagement and sign a new three-year agreement."
Jeffrey LeMieux
Acra Lending
Managing Director of Correspondent Lending
"LoanPASS is faster, it’s cheaper, and it’s really just a much better tool for decisioning than any other PPE in the industry."
Nelson Haws
loanhouse
Founder & CEO
"It has to be said that the people at LoanPASS are as impressive as their technology. I have found them to be responsive and capable. I don’t know if we are their most important client but they consistently make me feel like I am. It has been so refreshing to work with a vendor that is actually delivering the solutions that meet our needs and lives up to the expectations from the demo."
Dan Olson
VP of Mortgage Operations
Verus Mortgage Capital
"Working with LoanPass has been an excellent experience. Their pricing engine is best-in-class for construction and fix-and-flip loans, and their team combines deep mortgage expertise with a genuinely collaborative, tech-driven approach"
Darin Judis
Oaktree Funding Corp
EVP Correspondent Lending Division