Second-fastest quote loses the loan. DSCR, fix and flip, bridge, and construction, on your rules.
1 in every 5
BPL loans running
through LoanPASS
What happens on the desk
Under your sizer
Under LoanPASS
4pm DSCR call
A number tomorrow
Quoted in the call
Investor tightens a floor
Yesterday’s quotes are wrong
Change it once. Shelf follows.
New flip strategy
Waits on the workbook
Live in minutes. No code.
Two AEs, same deal
Two answers
One answer. Live rules.
Volume doubles
Hire, or the queue grows
They quote themselves
From a business purpose lender
“Their pricing engine is best-in-class for construction and fix-and-flip loans.”
EVP Correspondent Lending Division, Oaktree Funding Corp
Your sizer became the bottleneck
On the desk
Tomorrow’s number
They call at 4pm, and you quote tomorrow. The broker already took the file elsewhere.
On the desk
Last quarter’s tab
The floor moved, and yesterday’s quotes did not. You leak bps or buy a loan the investor will not take.
On the desk
The program waits
The new strategy sits until the workbook owner is free. The demand moves on without you.
On the desk
Two AEs, two versions
Same deal, two answers. The broker stops trusting the next quote.
What the deal actually turns on
Your products. Your investors. Your margins.
Deal type
DSCR
DSCR floors, LTV bands, investor overlays. Quoted in the call.
Deal type
Fix and flip
Rehab budget, ARV, draws. A price you can close.
Deal type
Bridge
Term, LTV, the exit. Quoted while they are still on the phone.
Deal type
Construction
Budget, draws, completion. No waiting on the workbook owner.
Other programs
Bring the guideline
If it is not named here, it is not a no. Same engine.
Deal type
Rental and portfolio
Property count, liquidity, portfolio size. One door or a book. Same engine.
The Solution
Price, underwrite, quote, value portfolios and compare MI using the same configurable LoanPASS rules engine, whether you use LoanPASS directly or integrate through our API.
Price instantly with sub-second responses. Reduce cost with no-code configuration, simple integrations and transparent pricing.
Explore PricingEngine
Give brokers and borrowers instant approvals and trusted rates using your live LoanPASS rules, on your website or broker portal.
Explore QuickPricer
Price an entire portfolio in one pass. Value thousands of loans against your own live pricing and eligibility rules, with FICO 10T ready for the score transition.
Explore BulkPricer
Get instant quotes from all six MI providers across all five standard products. Sort by best execution or by your own risk allocation strategy.
Explore PMIPricer
What lenders ask first.
An investor changes criteria on a Wednesday. What does it take to update?
One rule change, by your team. No ticket. Every quote after that is current.
We lose deals on speed today. What actually changes?
The quote happens in the call. Every program the deal fits, conditions included.
What happens to our Excel sizer?
You do not rebuild it. We read it and turn the logic into rules your team can change.
Does LoanPASS replace our LOS?
No. Your LOS keeps the file. PricingEngine is the pricing layer, and APIs put the quote where your team already works.
Can we price for more than one investor?
Yes. Load each investor’s rate sheet, criteria, and overlays separately. The engine applies the right box to the right product.
What do we bring, and how long to go live?
Bring all the requirements you need to get the price you trust. We rebuild that logic as rules you can read and update.
Which products can you price?
DSCR, fix and flip, bridge, construction, and rental or portfolio. If your program is not on this list, bring the guideline. These loans do not use mortgage insurance, so PMIPricer is not part of this setup.
Who updates the rules when an investor moves?
Whoever owns pricing on your team. No-code. No ticket to change a floor, an adjustment, or a new program.
Bring your sizer to the demo
Bring a rate sheet and one tab. We price a live deal on your rules.
Schedule a Demo