Open the loan in Vesta, run AUS and PricingEngine on your rules, and get the findings and the price back on the file.
Re-keying between Vesta and pricing is how quotes go stale.
The file lives in Vesta. The quote often lives on another screen. Someone types the same facts twice, and the price on the call is not the price on the file.
Swivel chair
Price in one system. Decide in another. The desk copies fields by hand.
Duplicate entry
The same loan facts get typed twice. High-volume desks feel it first.
A stale quote
The rate sheet moved. The Vesta file did not.
Run the engines from the LOS you already use.
AUS from Vesta
Your underwriting rules run through the integration and return conditions on the file.
PricingEngine from Vesta
Price the scenario from Vesta. Eligibility is the pricing decision, including which rates qualify. It is not an AUS finding.
Findings and price on the file
The decision and the quote come back inside Vesta. No second window for the answer.
Open the file. Request the engines. Stay in Vesta.
Open the loan in Vesta
The API puts LoanPASS on the file you already have open.
Request a price or a decision
AUS underwrites non-agency, portfolio, and specialty loans. PricingEngine prices with its own eligibility. They are separate decisions.
Read the answer on the file
Findings and price land in Vesta. Lock-desk rules can stop an ineligible lock.
Decision, price, and MI stay separate.
AUS underwrites non-agency, portfolio, and specialty loans. PricingEngine prices with its own eligibility, including which rates qualify. PMIPricer quotes mortgage insurance when a loan uses it. They do not land on one file as one decision.
Decision
AUS returns approve, review, or rejected against your credit policy.
Explore AUS
Price
PricingEngine returns rate, points, and adjustments for the products that decision says the file fits.
Explore PricingEngine
What lenders ask first
What is the LoanPASS Vesta integration?
It is how lenders run AUS and PricingEngine from a Vesta loan file. Pricing, eligibility, and underwriting stay on the file you already use.
Is LoanPASS integrated with Vesta?
Yes. LoanPASS connects by API with Vesta so pricing and decisioning can run inside your LOS.
What can I do from inside Vesta?
You can price loans, run eligibility, apply underwriting logic, and return conditions, all from the rules you configured in LoanPASS.
Does the integration support custom products?
Yes. Product guidelines, pricing structures, adjustments, and rules stay yours. LoanPASS brings them into the Vesta interface.
Can I apply underwriting rules in real time?
Yes. AUS runs through the integration and returns conditions automatically.
Can lock controls run through Vesta?
Yes. You can enforce lock-desk policies and stop an ineligible loan from locking, based on your rules.
Does the integration need custom development?
No. LoanPASS uses open, documented APIs and works with your existing Vesta environment.
Can it run Non-QM and business purpose programs?
Yes. The same rules can cover Non-QM, DSCR, business purpose, and conventional, if you configured those programs.
Does LoanPASS replace Vesta?
No. Vesta keeps the file. AUS returns the decision and PricingEngine returns the price.
See a live file priced in Vesta
Bring a Vesta file to the demo. We will run a price and a decision on your rules and show both coming back on the loan.
Schedule a Demo