Quote RTL, DSCR Deals in Seconds

Quote RTL, DSCR Deals in Seconds

Quote RTL, DSCR Deals in Seconds

Designed for asset based lending. Run the deal sheet before your competitor blinks.

Designed for asset based lending. Run the deal sheet before your competitor blinks.

Designed for asset based lending. Run the deal sheet before your competitor blinks.

Feature

LoanPASS

Manual Workflow

DSCR and rent-based pricing with investor overlays

Multi-investor support with custom rules and rate sheets

Scenario-based LLRAs for experience, portfolio size, etc

Launch new BPL products without developers

Instant pricing with Quick and Advanced Pricer tools

See what makes LoanPASS the fastest, most flexible, PPE on the market for BPL .

Support for DSCR and Asset Based Pricing

Support for DSCR and Asset Based Pricing

Support for DSCR and Asset Based Pricing

LoanPASS is built to support business purpose products like DSCR, rental, and asset based loans. You can configure rules around rent coverage, experience level, liquidity, or any custom data point that matters to your lending model. Whether pricing a single rental or a portfolio loan, the platform adapts to your unique underwriting logic.

LoanPASS is built to support business purpose products like DSCR, rental, and asset based loans. You can configure rules around rent coverage, experience level, liquidity, or any custom data point that matters to your lending model. Whether pricing a single rental or a portfolio loan, the platform adapts to your unique underwriting logic.

LoanPASS is built to support business purpose products like DSCR, rental, and asset based loans. You can configure rules around rent coverage, experience level, liquidity, or any custom data point that matters to your lending model. Whether pricing a single rental or a portfolio loan, the platform adapts to your unique underwriting logic.

Price based on DSCR or rent coverage

Price based on DSCR or rent coverage

Price based on DSCR or rent coverage

Price based on DSCR or rent coverage

Support bank statements and asset qualifiers

Support bank statements and asset qualifiers

Support bank statements and asset qualifiers

Support bank statements and asset qualifiers

Adjust pricing by experience or property count

Adjust pricing by experience or property count

Adjust pricing by experience or property count

Adjust pricing by experience or property count

Portfolio & Investor Specific Pricing & Guidelines

Portfolio & Investor Specific Pricing & Guidelines

Portfolio & Investor Specific Pricing & Guidelines

Business purpose lenders often work with multiple investors, each with their own criteria. LoanPASS allows you to configure and manage pricing, rules, and conditions for each investor separately while keeping it all in one platform. This gives you the flexibility to serve more partners without creating internal bottlenecks.

Business purpose lenders often work with multiple investors, each with their own criteria. LoanPASS allows you to configure and manage pricing, rules, and conditions for each investor separately while keeping it all in one platform. This gives you the flexibility to serve more partners without creating internal bottlenecks.

Business purpose lenders often work with multiple investors, each with their own criteria. LoanPASS allows you to configure and manage pricing, rules, and conditions for each investor separately while keeping it all in one platform. This gives you the flexibility to serve more partners without creating internal bottlenecks.

Load custom rate sheets by investor

Load custom rate sheets by investor

Load custom rate sheets by investor

Load custom rate sheets by investor

Apply investor specific rules and LLRAs

Apply investor specific rules and LLPAs

Apply investor specific rules and LLPAs

Apply investor specific rules and LLPAs

Control visibility based on product eligibility

Control visibility based on product eligibility

Control visibility based on product eligibility

Control visibility based on product eligibility

"We can add fields, update pricing, or adjust product guidelines on the fly, without waiting on development teams. This kind of flexibility has been a game changer."

Derek Marks

EVP of Capital Markets. Smartfi

No Code Configuration for New Programs

No Code Configuration for New Programs

No Code Configuration for New Programs

Market conditions and investor offerings change fast. LoanPASS lets your business team create or update products, pricing, and rules without writing code or waiting on IT. This agility helps you respond quickly to rate changes or launch new programs with confidence.

Market conditions and investor offerings change fast. LoanPASS lets your business team create or update products, pricing, and rules without writing code or waiting on IT. This agility helps you respond quickly to rate changes or launch new programs with confidence.

Market conditions and investor offerings change fast. LoanPASS lets your business team create or update products, pricing, and rules without writing code or waiting on IT. This agility helps you respond quickly to rate changes or launch new programs with confidence.

Launch new products in minutes

Launch new products in minutes

Launch new products in minutes

Launch new products in minutes

Make pricing changes without developers

Make pricing changes without developers

Make pricing changes without developers

Make pricing changes without developers

Adapt quickly to market or investor shifts

Adapt quickly to market or investor shifts

Adapt quickly to market or investor shifts

Adapt quickly to market or investor shifts

LLRA and Adjustment Control

LLRA and Adjustment Control

LLRA and Adjustment Control

Business purpose loans often require unique price adjustments based on investor risk, experience level, or loan characteristics. LoanPASS gives you the flexibility to build layered pricing logic that adjusts automatically in real time. This protects margins and ensures consistency across your team.

Business purpose loans often require unique price adjustments based on investor risk, experience level, or loan characteristics. LoanPASS gives you the flexibility to build layered pricing logic that adjusts automatically in real time. This protects margins and ensures consistency across your team.

Business purpose loans often require unique price adjustments based on investor risk, experience level, or loan characteristics. LoanPASS gives you the flexibility to build layered pricing logic that adjusts automatically in real time. This protects margins and ensures consistency across your team.

Create custom LLRAs by scenario

Create custom LLPAs by scenario

Create custom LLPAs by scenario

Create custom LLPAs by scenario

Layer pricing adjustments by field

Layer pricing adjustments by field

Layer pricing adjustments by field

Layer pricing adjustments by field

Align pricing with investor risk appetite

Align pricing with investor risk appetite

Align pricing with investor risk appetite

Align pricing with investor risk appetite

Quick Scenario Based Pricing

Quick Scenario Based Pricing

Quick Scenario Based Pricing

Business purpose loans often require unique price adjustments based on investor risk, experience level, or loan characteristics. LoanPASS gives you the flexibility to build layered pricing logic that adjusts automatically in real time. This protects margins and ensures consistency across your team.

Business purpose loans often require unique price adjustments based on investor risk, experience level, or loan characteristics. LoanPASS gives you the flexibility to build layered pricing logic that adjusts automatically in real time. This protects margins and ensures consistency across your team.

Business purpose loans often require unique price adjustments based on investor risk, experience level, or loan characteristics. LoanPASS gives you the flexibility to build layered pricing logic that adjusts automatically in real time. This protects margins and ensures consistency across your team.

Create custom LLRAs by scenario

Create custom LLPAs by scenario

Create custom LLPAs by scenario

Create custom LLPAs by scenario

Layer pricing adjustments by field

Layer pricing adjustments by field

Layer pricing adjustments by field

Layer pricing adjustments by field

Align pricing with investor risk appetite

Align pricing with investor risk appetite

Align pricing with investor risk appetite

Align pricing with investor risk appetite

Quick Pricer and Advanced Pricer

Quick Pricer and Advanced Pricer

Quick Pricer and Advanced Pricer

Whether you need a fast quote or a full scenario breakdown, LoanPASS has tools built for every single stage of the BPL process. Use Quick Pricer for instant results with minimal inputs or switch to Advanced Pricer for full control over loan details, conditions, and pricing logic. Both are designed to handle the complexity of BPL without slowing you down.

Whether you need a fast quote or a full scenario breakdown, LoanPASS has tools built for every single stage of the BPL process. Use Quick Pricer for instant results with minimal inputs or switch to Advanced Pricer for full control over loan details, conditions, and pricing logic. Both are designed to handle the complexity of BPL without slowing you down.

Whether you need a fast quote or a full scenario breakdown, LoanPASS has tools built for every single stage of the BPL process. Use Quick Pricer for instant results with minimal inputs or switch to Advanced Pricer for full control over loan details, conditions, and pricing logic. Both are designed to handle the complexity of BPL without slowing you down.

Get instant quotes with Quick Pricer

Get instant quotes with Quick Pricer

Get instant quotes with Quick Pricer

Get instant quotes with Quick Pricer

Use Advanced Pricer for detailed scenarios

Use Advanced Pricer for detailed scenarios

Use Advanced Pricer for detailed scenarios

Use Advanced Pricer for detailed scenarios

Handle complex rules and pricing with ease

Handle complex rules and pricing with ease

Handle complex rules and pricing with ease

Handle complex rules and pricing with ease

Our customers love us for many reasons. Here's a few of them.

Frequently Asked Questions

Can LoanPASS handle DSCR and rental property loans?

Yes. LoanPASS supports DSCR, rental, and other income-based products with configurable rules for coverage ratios, rent schedules, and property-level inputs. You can tailor conditions, LLPAs, and eligibility logic to match any investor program.

Can I build and manage multiple investor products in the same system?

Absolutely. You can upload separate rate sheets, rules, and eligibility criteria for each investor, and control which products are visible to users based on loan scenarios.

Can I build and manage multiple investor products in the same system?

Absolutely. You can upload separate rate sheets, rules, and eligibility criteria for each investor, and control which products are visible to users based on loan scenarios.

Can I build and manage multiple investor products in the same system?

Absolutely. You can upload separate rate sheets, rules, and eligibility criteria for each investor, and control which products are visible to users based on loan scenarios.

Can I build and manage multiple investor products in the same system?

Absolutely. You can upload separate rate sheets, rules, and eligibility criteria for each investor, and control which products are visible to users based on loan scenarios.

How fast can I generate quotes with LoanPASS?

With our Quick Pricer tool, you can generate pricing in seconds using just a few inputs. It’s perfect for responding to broker or borrower requests quickly while still applying complex rules behind the scenes.

Can I adjust pricing based on borrower experience or number of properties owned?

Yes. LoanPASS supports dynamic LLPAs and rules based on any field, including experience level, portfolio size, property type, or occupancy.

Do I need developers to update products or add new pricing rules?

No. LoanPASS is designed to be low-code and business user friendly. Your secondary or capital markets team can manage updates directly without engineering support.

What kind of support and onboarding can we expect?

LoanPASS was awarded Best Onboarding Process by lenders and provides ongoing support from a team with deep industry experience. We tailor onboarding to your product set and business model.

Can LoanPASS support fix and flip or bridge loan programs?

Yes. You can configure pricing and rules for short-term products, interest-only terms, and rehab funding structures with ease.

How does LoanPASS handle exceptions or manual reviews?

You can flag loans that fall outside your standard rules and set up workflows for manual review or approvals. Exception handling is built into the rules engine.

Does LoanPASS integrate with our LOS or CRM?

Yes. LoanPASS offers open APIs and integrations with major LOS platforms, allowing you to embed pricing and decisioning into your existing workflow.

Take Control. Move Faster. Win more Business.

Turn complex pricing into a competitive advantage with LoanPASS. Faster quotes. Smarter decisions. Total control. Built for modern lending.

Schedule a Demo

Take Control. Move Faster. Win more Business.

Turn complex pricing into a competitive advantage with LoanPASS. Faster quotes. Smarter decisions. Total control. Built for modern lending.

Schedule a Demo

Take Control. Move Faster. Win more Business.

Turn complex pricing into a competitive advantage with LoanPASS. Faster quotes. Smarter decisions. Total control. Built for modern lending.

Schedule a Demo

Take Control. Move Faster. Win more Business.

Turn complex pricing into a competitive advantage with LoanPASS. Faster quotes. Smarter decisions. Total control. Built for modern lending.

Schedule a Demo

Our customers love us for many reasons. Here's a few of them.

Our customers love us for many reasons. Here's a few of them.

Our customers love us for many reasons. Here's a few of them.