Miami, FL - February 2, 2026

LoanPASS PPE, a modern pricing and automated underwriting platform built specifically for the complexity of QM, Non-QM, DSCR and portfolio lending has been named a winner of HousingWire’s 2026 Tech 100 Award. The Tech100 Mortgage Award recognizes the most innovative and influential organizations shaping the future of Mortgage lending.

By replacing legacy PPEs, spreadsheets and manual workarounds with deterministic, rules-driven decisioning, LoanPASS enables lenders to launch products faster, scale underwriting efficiently and deliver cleaner, more profitable loans. Rigid, slow-moving systems have left lenders struggling to adapt to non-Agency lending demands. LoanPASS fundamentally changes this dynamic through open APIs and a no-code decisioning engine that automates pricing, eligibility verification and underwriting logic. Business teams can modify products, investor rules and guidelines in hours — not months — without engineering bottlenecks or added risk.

The results reflect strong product-market fit. Over the past five years, LoanPASS grew its lender client base by 365%, achieved 185% revenue growth and increased daily active users by 200%. Today, LoanPASS clients collectively originate more than $30 billion annually, including top Non-QM correspondents, a top-10 credit union and leading bridge lenders. Building on this momentum, LoanPASS acquired PMI Rate Pro and is developing the industry’s first fully configurable Non-QM AUS — delivering DU- and LP-style decision files on lender-defined terms. LoanPASS is rapidly becoming the core infrastructure for modern non-Agency lending.

About LoanPASS:

LoanPASS is the modern product, pricing, and automated underwriting system (AUS) built to help lenders scale specialty lending profitably. Designed for Agency, Non-QM, DSCR, private credit, and portfolio lending, LoanPASS empowers banks, credit unions, IMBs, and private lenders to automate decisions, accelerate product deployment, and increase underwriting throughput without expanding staff or relying on legacy tools. With a flexible no-code rules engine and open-API architecture, LoanPASS enables lenders to digitize manual pricing workflows, ensure consistent and compliant decisions, and deliver faster borrower responses, improving loan quality, speed, and profitability. LoanPASS is purpose-built for lenders who want to compete and win in modern lending markets. LoanPASS operates alongside PMI Rate Pro™, a mortgage insurance quoting and ordering platform supporting all major U.S. MI providers Visit LoanPASS for more information.

For more information, visit loanpass.io